Our Fees
Normal Status residential mortgage / remortgages
For arranging and processing a normal status mortgage / remortgage, Mortgage-Index fee is £195. This will become chargeable on confirmation of an offer and payable on completion.
In addition we will be paid by commission from the lender.
You will of course receive both a Initial Disclosure Document and a Key Facts Illustration when considering a particular mortgage, which will document clearly any fees payable.
If you would prefer us not to receive a commission from the lender we can offer you a purely fee based option. For this you pay a fee of 1% of the mortgage loan. The commission paid to us by the lender will then be rebated to you. The "commission" will vary by lender and mortgage loan size.
Adverse Credit / Impaired Credit mortgages
For arranging and processing an Adverse / Impaired Credit mortgage Mortgage-Index fee is 1% of the loan. This will become chargeable on confirmation of a Mortgage Offer and payable on completion.
In addition we will be paid by commission from the lender.
You will of course receive both a Initial Disclosure Document and a Key Facts Illustration when considering a particular mortgage, which will document clearly any fees payable.
If you would prefer us not to receive a commission from the lender we can offer you a purely fee based option. For this you pay a fee of 1% of the mortgage loan. The commission paid to us by the lender will then be rebated to you. The "commission" will vary by lender and mortgage loan size.
Buy-to-let / Commercial mortgages
For arranging and processing a normal status mortgage Mortgage-Index fee is 1% of the loan. This will become chargeable on confirmation of a Mortgage Offer offer and payable on completion.
In addition we will be paid by commission from the lender.
You will of course receive both a Initial Disclosure Document and a Key Facts Illustration when considering a particular mortgage, which will document clearly any fees payable.
If you would prefer us not to receive a commission from the lender we can offer you a purely fee based option. For this you pay a fee of 1% of the mortgage loan. The commission paid to us by the lender will then be rebated to you. The "commission" will vary by lender and mortgage loan size.
Refund of fees
No fee will be payable if we are unable to secure an offer from any lender. If the application does not proceed for any other reason the fee will remain payable.
Buy to Let and Commercial mortgages are not regulated by the Financial Services Authority.
Unlike many mortgage sites or financial comparison companies, we will not pass your information to a 3rd party. Your application will be managed directly by Our national mortgage processing centre from the initial enquiry through to your mortgage completion. We will be your single point of contact ensuring speed, efficiency and control.
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